COVID-19 is a delaying game
I've heard a lot of people get fatalistic about taking precautions, and talk about how they're inevitably going to get sick with COVID-19 even if they wash their hands, maintain distance, even if they partially self-isolate (e.g. work from home). This can be due to living with others, having a face-to-face customer service job, or just eating food that has passed through the hands of others.
And it's true. They're most likely going to come down with COVID-19 at some point, regardless of what they do.
The key—the thing people aren't talking about—is when. And that makes all the difference.